HP 609 Week 4 Discussion Why Are So Many People Uninsured and Underinsured?

HP609 Health Policy, Politics, and Perspectives

Week 4 Discussion

Why Are So Many People Uninsured and Underinsured?

Introduction

Many Americans are still confronting medical bills that are large enough to threaten their family financial health, up to and including personal bankruptcy. While more people have health insurance under the ACA, some people still lack coverage or have significant gaps in coverage for a variety of reasons. Some expenses are related to the high cost of treatments for certain diseases and conditions. Other expenses are related to the “routine” costs associated with insurance premiums and cost sharing for covered benefits.

Initial Post

Using 500 to 750 words, complete the following:

Analyze the major current contributors to insurance coverage gaps (no coverage and gaps in coverage).

Reply Posts

Reply to at least two of your classmates. In your reply posts, include your analysis of the impact on quality of care generated by these generated by these coverage gaps and the non-financial barriers to access described in your readings and in your own research. Each reply should be 200 to 400 words.